HOW TO BE CONFIDENT WITH EMPTY BANK ACCOUNT WITH NEGATIVE BANK ACCOUNT !

MK SHIVANI P3 COACH·SATURDAY, 24 OCTOBER 2020·

Can you be confident when your bank account is nearly empty?

Absolutely… but it’s not easy.

Being broke—or just short on money—for any length of time is depressing.

And here’s the rub…

To stop being broke, you must be optimistic and expectant.

But how?

Understanding what it’s really about

If there’s anything to be happy about when you’re short on cash, it’s this…

Being “broke” doesn’t have to last.

That’s because your financial situation reflects a mindset rather than a permanent reality. And if you start to look at it that way, making the following adjustments will help you stay positive and start to gain financial confidence.

1. Be grateful for what you already have. When you’re struggling financially, it can be easy to forget about the abundance in your life. But it’s there. You have clean food and water, a roof over your head, clothes on your body, people in your life that you love. Those are all things to be grateful for.

Practicing gratitude each day, even in the smallest ways, will make a big difference in your state of mind and who and what you attract into your life.

2. Be rich in mindset. Stop acting like a person who’s broke and be rich in spirit. If you truly desire wealth, think like a rich person and do things that rich people do. Develop a morning routine that sets you up for success. Think about what you want in life and work towards it every day. Be happy, but not satisfied, with what you have.

Think more, appreciate more, laugh more, worry less.

3. Look for opportunities to learn. Read books on personal development, your desired field, and success and making money. Take free online classes. Get in contact with people you admire and ask them about their journey. Never stop learning, no matter how successful you become.

4. Make a plan. Being broke can make you feel helpless, and in some cases, it can lead to recklessness and poor decision-making. Instead of getting desperate, create a plan.

To get your emotions out the way, approach planning as if you’re talking about a person you don’t know who is in an identical situation.

What do they truly want to do? What skills and resources do they need to get there? What would you suggest for them? Answer these kinds of questions and then start building.

Your plan doesn’t need to be fancy; it’s for your eyes only. It could be as simple as:

1. Polish your resume.

2. Contact three successful family members, friends, or acquaintances and ask them about opportunities.

3. Look for inexpensive ways to start making money online.

Doing these simple things will make you feel more in control. And when you feel in control, you feel confident. When you feel confident, good things happen faster.

5. Read about people who have overcome hardships. Many CEOs started from nothing, tinkering on passion projects in their garages, only able to afford food by working dead-end jobs. And, like me, many executives started second careers or companies later in life after walking away from their original plan.

6. Look for the lessons. Every time you fail or find yourself in a tough spot, look for the opportunity to learn from it.

Meditate on what really happened. Approach it logically, as if it were a game that you were coaching or scoring. If you’re frustrated with specific people, try to consider the situation from an outsider’s perspective. What happened? What can you learn about human psychology, capitalism, or your own traits and habits to help you do better next time?

This exercise will not only help you come away a better person, but it will also make you feel much less helpless and more confident the next time you’re in a similar situation.

7. Build your network. Starting over or doing something new can feel overwhelming. To combat this and build confidence, get involved in your local professional scene at networking events. Meet-ups and receptions are extremely low risk and provide excellent opportunities to learn. These are also viable ways to meet successful people who can help you accomplish your financial goals.

At events, pay attention to how others interact. You’ll notice there are patterns: power stances, certain types of phrasing, and so on. Fake it until you make it.

Start taking steps to get there

Ultimately, this is about feeling powerful, and being broke can easily limit your feelings of power. Arming yourself with knowledge and experience and expanding your network can help you tremendously.

When you take the steps above, rather than feeling uncomfortable, apathetic, or not in control of your financial affairs, you will be aware of your financial status without being controlled or boxed in by it.

And rather than fretting about your current results (what is), you’ll put your focus on the results you want (what can be). You’ll feel empowered and inspired to move toward what you want rather than feeling bad about your current situation.

If you’re constantly worried about your lack of money, here are three actions you can take right away to start shifting your mindset and your results:

• Focus on something you really want. Think about an exciting goal and where it will take you instead of what’s currently in your bank account.

• Make a committed decision to make a significant financial improvement. When you decide to make a major move, you have to flip your thinking onto a higher frequency. That’s what allows you to take the necessary steps to go after something that’s way beyond where you are now or have ever been.

• Increase your awareness. Read to learn more about who you are and the laws of the universe, so you will trust that your goals and dreams are coming true.

Get a new pep in your step

You don’t have to be confident before you start working on your goals—financial or otherwise. That’s because confidence doesn’t come from money. It comes through study (gaining knowledge), believing in yourself, and having the courage to take action.

Commit to learning about yourself and financial literacy. Also, as your belief increases, come up with ways to generate different streams of income so you can have all the money you need to create the life you want.

You’ll be delighted with the results.

To more and better,Gratitude

DR MK SHIVANI DIARIES OF MONEY EXPERIENCES

P.S. Want to prime your mind for financial abundance? DO LISTENwww.anchour.fm/mkshivani

How To be Effective in Managing Time

 

Today we will go through some tested tips on Time Management

In order to make more money, you must learn how to manage time effectively. There are two major sources of value in the world of work today. The first is time and the second is knowledge.

Today, time is the currency of modern business. By using these 5 techniques to manage your time, you will put yourself on the fast track to success.

1. Develop A Sense Of Urgency

The most important measure of time is speed. The most important quality that you can develop with regard to time management is a “sense of urgency.”

A sense of urgency is the habit of moving fast when opportunity presents itself to you. Develop a bias for action. Fast tempo is essential to success. All successful people not only work hard, hard, hard, but they work fast, fast, fast!

2. Stop Procrastinating

Procrastination is not only the thief of time; it is the thief of life. You must develop the time management habit of moving quickly when something needs to be done. You must develop a reputation for speed and dependability.

As a general rule, small tasks should be done immediately, as soon as they appear. This habit of taking action quickly will enable you to get through an enormous amount of work in a day. It will earn you a reputation for being the kind of person to give jobs to when someone needs them done quickly.

3. Work In Real Time

Whenever possible, do your work in “real time,” as soon as it comes up. Stay focused and do it now. It is amazing how much time you can waste by picking up a task and looking at it or starting it, and then putting it down and coming back to it again and again.

 

General Time Management Skills

The preparation that you make in the evening for the day ahead will have an enormous effect on how successful you are. Here are some general time management skills that anyone can do that will help you get more done.

1. Always Think On Paper

Take a piece of paper and write down everything you intend to do. Include everything, even your plans to eat a healthy lunch and workout, prepare dinner for you and your family, every detail.

Then organize the piece of paper by asking yourself: “If I could only do one thing on this list today, which one thing would it be?”

And if I could only do two things which would be the second and the third? And then when you start first thing in the morning, start off with number one, and discipline yourself to work only on number one until it’s complete. Then move on to number two.

2. Avoid Distractions Like Email And Media

Checking your email in the morning makes getting off track entirely too easy. It starts with just one email, and before you know it, you’re several hours into your day and you still haven’t started on your number one task.

Keep your phone away from you or off to avoid distractions from your most important task.

3. Make Your List Of Written Tasks The Night Before

The final way for you to make sure you have a productive next day is to make this list of goals and tasks the night before.

Your ability to make good plans before you act is a measure of your overall competence. The better plan you have, the easier it is for you to overcome procrastination, to get started and then to keep going.

By writing down your goals before you go to sleep, you will think about the things you need to do and mentally prepare yourself to do them before you even wake up the next morning.

When you plan each day in advance, organize your list by priority, and stick to your plan, the work will go faster and smoother than ever before. You will feel more powerful and competent. You will get more done, faster than you thought possible. Eventually, you will become unstoppable.

 

Time Management Tool: Make A To-Do-List

Make A To-Do-List For Every Day

When you consider how helpful planning can be in increasing your productivity and performance, it is amazing how few people practice it every single day. And planning is really quite simple to do. All you need is a piece of paper and a pen.

The most sophisticated technology, time management apps are based on the same principle. Making a list is one of the best time management tools you can develop.

Make Your To-Do-Lists A Habit

Always work from a list. When something new comes up, add it to the list before you do it. You can increase your productivity and output by 25% or more from the first day that you begin working consistently from a list.

Make out your list the night before, at the end of the workday. Move everything that you have not yet accomplished onto your list for the coming day and then add everything that you have to do the next day.

When you make out your list the evening or the night before, your subconscious mind works on your list all night long while you sleep. Often you will wake up with great ideas and insights that you can use to get your job done faster and better than you had initially thought.

The more time you take to make written lists of everything you have to do, in advance, the more effective and efficient you will be.

Types Of To-Do-Lists

There are different lists that you need for different purposes. First, you should create a master list on which you write down everything you can think of that you want to do sometime in the future. This is the place where you capture every idea that comes to or every new task or responsibility that comes up.  You can then sort out the items later.

Second, you should have a monthly list that you make up at the end of the month for the month ahead. This may contain items transferred from your master list.

Third, you should have a weekly list where you plan your entire week in advance. This is a list that is under construction as you go through the current week.

Finally, you transfer items from your monthly and weekly lists onto your daily list. These are the specific activities that you are going to accomplish that day.

Check Off Your Completed Tasks

As you work through the day, tick off the items on your list as you complete them. This activity gives you a visual picture of accomplishment. It generates a feeling of success and forward motion.  Seeing yourself working progressively through your list motivates and energizes you. It raises your self-esteem and self-respect. Steady, visible progress propels you forward and helps you to overcome procrastination.

 

Time Management Tools For The Office

One of the great time management tips is to work from a clean desk, and in an organized workspace. Just as an excellent chef cleans up the entire kitchen before and after cooking, you should organize your workspace completely before you begin your work.

1. Organize Your Desktop

Put all of your documents away in the appropriate files, both physical and online.  Keep your computer desktop clean. If you cannot see your screensaver, there is too much on your screen.

Many people believe that they work more effectively in a messy work environment with a cluttered desk.  However, every study that has been done with these people shows that when they are forced to clean up their work environment so that they have only one task in front of them, their productivity doubles and triples, usually overnight.

2. How To Organize Your Desk With Proper Supplies

Get organized and stay organized.  Make sure your office supplies and materials are fully stocked and available at hand.  You will find that nothing is more destructive to efficiency and effectiveness than having to start a job and then stop, and then start again, for lack of proper preparation or supplies.

People who work with cluttered desks, are found to spend an enormous amount of each working day looking for the materials they need among the clutter around them. Psychologically, the sight of a cluttered desk or office provides visual subconscious feedback that reinforces your perception that you are disorganized.  It leads to continuous distraction as your eyes and your attention dart from item to item, and back again.

Time Management Tools For Email

Keep your inbox clean and organized. If you don’t need an email, delete it. Pick a couple times during the day to answer all of your emails at once. Don’t just answer them as they come.

There are some people who are slaves to their email. They have a bell that goes off each time a new message comes in, whatever they are doing they turn immediately to their inbox to check it.

In effect, they “switch tasks” and then return to what it was they were doing, immediately losing momentum, clarity and output on their most important tasks.

You will be much more productive if you set out time to answer all of your emails at once than to answer them each as they come.

Answer All Of Your Emails At The Same Time

When answering email, bundle them all together and do them at the same time. Don’t answer them as they come in. Do all your similar tasks at the same time rather than doing a little bit now and a little bit later.

Batching your tasks simply means doing similar things at the same time. There exists a “learning curve” in everything you do. When you complete a series of similar or identical tasks all in a row, the learning curve enables you to reduce the time required to complete each task by as much as 80 percent by the time you complete the fifth identical task.

Keep Your Emails Short And Sweet

You should make a decision not to allow your inbox to control your life, like the tail wagging the dog. Instead, discipline yourself to use your email as a business tool. Make your responses quick and to the point.

If your responses are quick, it will free up more time to get through more emails and make all correspondence easier to read.

Create Email Folders

If you manage multiple email addresses on one account, create a filter and label for each account. This way you will know what emails are personal and which ones are business related. You can save personal messages for later without having to read through them. This will leave you with your more important tasks.

Check Your Email Twice A Day

Manage your email only twice a day or less. Even better, leave your email off on the weekends and spend more time with your family and friends, and in your personal activities.

Check it once in the morning after you have been at work for a few hours, answer any new emails you may have. This will free up your morning for the most important things you have to do for the day.

Check it once more in the late afternoon after lunch. After that, leave it alone until tomorrow and focus on all of the other work that you have to get done.

Some of the most productive people I know have an automatic response to their email. It says something like, “I only answer my email twice a day because of my busy schedule. If you have sent me an email, I will get back to you as soon as I possibly can. If this is an emergency, call this number and speak to this person.”

Do you have any time management techniques that you swear by? Leave a comment below.

 TEAM MISSION HAPPY WORLD 

TEAM  MHW 

www.missionhappyworld.com

missionhappyworld@gmail.com

http://www.eplog.media/mhw/latest-episodes/

 

HOW TO BE GREATFUL ?

Can you really appreciate life? If not, what do you need to change?

Maybe you need to change everything.

Gratitude takes a simple shift in your mindset. Notice the positive things, and you’ll feel positive. Notice the joys, and you’ll feel joyous. Notice goodness of the life you have, and you have more things to look forward to.

Gratitude rewires the brain. The ventral and dorsal medial prefrontal cortex are activated and “involved in feelings of reward (the reward when stress is removed), morality, interpersonal bonding, and positive social interactions, and the ability to understand what other people are thinking or feeling.” ^[1] After that, your brain releases neurochemicals like dopamine, serotonin, and oxytocin, which allow you to experience happiness.

You may start a day with negative emotions and perceptions, but choosing to be grateful can help you in many ways. Appreciation leads to finding determination and feeling whole, you see. It can help you love your life even at your lowest.

Appreciation is all you need to make the most of your life.

You can appreciate life more and be grateful in the following ways:

1. Give

When you give to others, you don’t immediately realize how much impact your life can have on them. That makes it more meaningful.

You can easily give to a stranger, a loved one, or anyone by merely showing up for them. It doesn’t matter if you don’t have endless means to provide for other people. What matters is that you care.

Selflessness is so vital in becoming the best version of yourself. Why? You’re a part of something bigger than yourself. You’re living with meaning and purpose. You lose yourself in doing good, so you can think of yourself less while still getting to know yourself. It comes full circle.

When you give selflessly, ethics and empathy are the best tools to have under your belt. You grow and evolve and see what’s most important in life this way.

Sometimes, it’s easy to forget what’s real and get lost in the fleeting, fake side of life. But when you give, you remember everything. You remember your why — your reason for reaching out to those in need. You are no longer alone, and your love for life just shines through you.

What should you give, you may ask?

Give your time if you can’t give anything else. In that sense, anyone can provide something valuable to others. You will feel grateful for all you can do in this life with what you have.

It doesn’t mean that giving will solve your problems or anyone else’s. Kindness in this world can do so many things that we don’t even know of.

You don’t do it for rewards. You do it because it feels right to give.

This is how to lead a life that you can feel good about.

2. Mindfulness

Sit with your feelings, your thoughts. Listen to what your gut is trying to tell you. Love yourself. Then, look around you and see what you have.

Focus on the senses, and ground yourself in things that make you happy. You can be at the moment if you do it more than you usually do. Thus, you can appreciate life and the small things that come with it.

Try to realize how tiny you are compared to the vastness of the sea or sky. There is much to be in awe of in this world. Forget what is false and fleeting, and see the brilliance of being alive.

Mindfulness is one trick that most psychologists and gurus use to help others get over their fears. It is about finding acceptance, going with the flow, and sticking with it.^[2] Instead of focusing on what you’re afraid of or worried about, you need to cherish the moment and focus at present.

If you are mindful, you can take control of your life by letting go. This will reduce your stress and increase your mental strength. Your life can improve when you know what doesn’t serve you anymore. 

3. Love Yourself

When you love yourself, you can be more grateful for the life that you have. You can rise to meet any challenge that comes your way. You just have to try to be good to yourself like you would to anyone else.

Self-compassion is key to surviving whatever you are going through. Once you feel that, you will know who you are meant to be.

According to Deepak Chopra, unconditionally loving yourself is about accepting your flaws, inner resistance and challenges, old wounds, etc.^[3] It’s not about just plastering a smile on your face and faking self-love. No, you have to get real with yourself.

Being vulnerable takes some power and honesty. You may start loving yourself more if you genuinely face things and appreciate how far you’ve come.

Appreciate who you are as you are. It doesn’t mean that you are perfect or that you are worth it. When you accept yourself as a whole, you can climb higher than you ever imagine and view yourself with pride.

You got here. You made it this far.

What do you love about yourself? What about the imperfections — can you give yourself grace for some of them? Be patient with yourself and realize what you have to offer. No one can live this life but you.

You have your unique path, so try to love yourself and enjoy the ride.

4. Hyperfocus on the Positive

When you have a positive outlook, you become productive. When you look at what’s good in life, you can do more with it. When you stay hyperfocused on the positive, you can achieve anything.

You appreciate life more when you have this mindset because you choose not to focus on its negative aspects every second of your waking day. You look at everything around you, figure out what you can use, and ask yourself the following questions:

• What is an act of kindness that I or someone I know has done?
• What is an experience I can look back on and feel good about?
• What has made me feel happy lately?
• What activities have I enjoyed?
• What’s a positive thought about myself and my life?
• What healthy choices have I been making?
• What good things can I do more of?
• What can I appreciate even during the days when I feel like giving up?
• What good can gratitude do for me?.

5. Make a Gratitude List

You’ve probably heard of this one before, but it’s not easy to make a gratitude list. Still, that’s precisely what you should be doing.

Write down everything you are grateful for at the end of each day. Stay open to how life progresses and how your attitude or beliefs change before it’s too late.

The things you are grateful for don’t have to be colossal. It can be something that has happened in your past or is happening right now. It may even be something that you are looking forward to.

There are also simple ways to create a list. In truth, some of them were even used by children. For instance, you can play “rose and thorn” every day.^[4] What was the lively (rose) or awful (thorn) part of your day? Try to find more roses than thorns whenever possible.

More importantly, you can write a gratitude list anytime, any day. No matter what your reason is, just write it. Then, you will find yourself feeling genuinely grateful for the things you have written down.

6. Take a Break

Have you spent time with the people you care about lately? Have you chosen to look around you and see how good your life is?

It doesn’t mean you don’t have to keep evolving appreciate the now. In order to develop, you have to know what’s worth fighting for. The quickest way to do that is by taking a break to enjoy life more.

Whether you take a vacation or go to your backyard to experience the wonders of life, take the time to do so. Perhaps you just need to exhale and know that you are safe. Maybe you were missing out on things before, or there was a version of yourself you would like to get back. Whatever it is, you can gain it all by showing gratitude.

Explore nature. Take a trip. Get out of the house. Put down your smartphone and look up in the sky. Take the more scenic route and find a way back to what matters.

7. Celebrate Your Wins

Please take note of what you have achieved in life and what you continue to do well.

Doing so says a lot about you. It entails that you have a reason to get up in the morning and keep going. With that perspective, you can do anything.

You can also be grateful for any accomplishment, even if it’s as simple as being alive. You are still here; you will always have something to say.

 It tells an important story about not just who you are but who you can become as well.

You are  worthy, and good enough. All you have to do is see it — see your value — to appreciate your worth and shape your life’s narrative.

8. Stay Thankful

You may not know how far a simple “thank you” can go.

When you appreciate everyone, you make more profound and more meaningful connections. When your life takes a positive turn, you cannot forget the people who have helped you along the way. After all, if you can remember them, you can remember yourself. You can choose to keep giving and showing up for life because you know who supports you.

Furthermore, say thank you to life itself. Be grateful every time you walk outside. You can decide to make it a good day just by being grateful. You get this one life, and what you do with it is up to you.

Your life has value. If you give up, you will never appreciate life. Your time is short, so every little bit matters.

When you give thanks, you make meaning. You pick out parts of your life that are still good and hold onto them despite everything. Then, you pay it forward by doing a good deed for someone else. You can pay attention to the world and its beauty even if you are dealing with a mess by simply being thankful.

Final Thoughts

It’s not always easy to see what’s right in front of you. It’s easier to complain, close off, and be blind to the beauty that this life has to offer.

However, when you open up, you recognize that you are never alone. You have enough. You ARE enough. And that’s the power of appreciation.

Appreciation can fill you with positive thoughts and emotions when you think you have nothing. It’s the fuel that can help you keep going.

 TEAM MISSION HAPPY WORLD 

TEAM  MHW 

www.missionhappyworld.com

missionhappyworld@gmail.com

http://www.eplog.media/mhw/latest-episodes/