Friday 23 October 2020

 HOW TO BE CONFIDENT WITH EMPTY BANK ACCOUNT WITH NEGATIVE BANK ACCOUNT !

Can you be confident when your bank account is nearly empty?
Absolutely… but it’s not easy.
Being broke—or just short on money—for any length of time is depressing.
And here’s the rub…
To stop being broke, you must be optimistic and expectant.
But how?
Understanding what it’s really about
If there’s anything to be happy about when you’re short on cash, it’s this…
Being “broke” doesn’t have to last.
That’s because your financial situation reflects a mindset rather than a permanent reality. And if you start to look at it that way, making the following adjustments will help you stay positive and start to gain financial confidence.
1. Be grateful for what you already have. When you’re struggling financially, it can be easy to forget about the abundance in your life. But it’s there. You have clean food and water, a roof over your head, clothes on your body, people in your life that you love. Those are all things to be grateful for.
Practicing gratitude each day, even in the smallest ways, will make a big difference in your state of mind and who and what you attract into your life.
2. Be rich in mindset. Stop acting like a person who’s broke and be rich in spirit. If you truly desire wealth, think like a rich person and do things that rich people do. Develop a morning routine that sets you up for success. Think about what you want in life and work towards it every day. Be happy, but not satisfied, with what you have.
Think more, appreciate more, laugh more, worry less.
3. Look for opportunities to learn. Read books on personal development, your desired field, and success and making money. Take free online classes. Get in contact with people you admire and ask them about their journey. Never stop learning, no matter how successful you become.
4. Make a plan. Being broke can make you feel helpless, and in some cases, it can lead to recklessness and poor decision-making. Instead of getting desperate, create a plan.
To get your emotions out the way, approach planning as if you’re talking about a person you don’t know who is in an identical situation.
What do they truly want to do? What skills and resources do they need to get there? What would you suggest for them? Answer these kinds of questions and then start building.
Your plan doesn’t need to be fancy; it’s for your eyes only. It could be as simple as:
1. Polish your resume.
2. Contact three successful family members, friends, or acquaintances and ask them about opportunities.
3. Look for inexpensive ways to start making money online.
Doing these simple things will make you feel more in control. And when you feel in control, you feel confident. When you feel confident, good things happen faster.
5. Read about people who have overcome hardships. Many CEOs started from nothing, tinkering on passion projects in their garages, only able to afford food by working dead-end jobs. And, like me, many executives started second careers or companies later in life after walking away from their original plan.
6. Look for the lessons. Every time you fail or find yourself in a tough spot, look for the opportunity to learn from it.
Meditate on what really happened. Approach it logically, as if it were a game that you were coaching or scoring. If you’re frustrated with specific people, try to consider the situation from an outsider’s perspective. What happened? What can you learn about human psychology, capitalism, or your own traits and habits to help you do better next time?
This exercise will not only help you come away a better person, but it will also make you feel much less helpless and more confident the next time you’re in a similar situation.
7. Build your network. Starting over or doing something new can feel overwhelming. To combat this and build confidence, get involved in your local professional scene at networking events. Meet-ups and receptions are extremely low risk and provide excellent opportunities to learn. These are also viable ways to meet successful people who can help you accomplish your financial goals.
At events, pay attention to how others interact. You’ll notice there are patterns: power stances, certain types of phrasing, and so on. Fake it until you make it.
Start taking steps to get there
Ultimately, this is about feeling powerful, and being broke can easily limit your feelings of power. Arming yourself with knowledge and experience and expanding your network can help you tremendously.
When you take the steps above, rather than feeling uncomfortable, apathetic, or not in control of your financial affairs, you will be aware of your financial status without being controlled or boxed in by it.
And rather than fretting about your current results (what is), you’ll put your focus on the results you want (what can be). You’ll feel empowered and inspired to move toward what you want rather than feeling bad about your current situation.
If you’re constantly worried about your lack of money, here are three actions you can take right away to start shifting your mindset and your results:
• Focus on something you really want. Think about an exciting goal and where it will take you instead of what’s currently in your bank account.
• Make a committed decision to make a significant financial improvement. When you decide to make a major move, you have to flip your thinking onto a higher frequency. That’s what allows you to take the necessary steps to go after something that’s way beyond where you are now or have ever been.
• Increase your awareness. Read to learn more about who you are and the laws of the universe, so you will trust that your goals and dreams are coming true.
Get a new pep in your step
You don’t have to be confident before you start working on your goals—financial or otherwise. That’s because confidence doesn’t come from money. It comes through study (gaining knowledge), believing in yourself, and having the courage to take action.
Commit to learning about yourself and financial literacy. Also, as your belief increases, come up with ways to generate different streams of income so you can have all the money you need to create the life you want.
You’ll be delighted with the results.
To more and better,Gratitude
DR MK SHIVANI DIARIES OF MONEY EXPERIENCES
P.S. Want to prime your mind for financial abundance? DO LISTENwww.anchour.fm/mkshivani

Tuesday 6 October 2020

How To be Effective in Managing Time

 

Today we will go through some tested tips on Time Management

In order to make more money, you must learn how to manage time effectively. There are two major sources of value in the world of work today. The first is time and the second is knowledge.

Today, time is the currency of modern business. By using these 5 techniques to manage your time, you will put yourself on the fast track to success.

1. Develop A Sense Of Urgency

The most important measure of time is speed. The most important quality that you can develop with regard to time management is a “sense of urgency.”

A sense of urgency is the habit of moving fast when opportunity presents itself to you. Develop a bias for action. Fast tempo is essential to success. All successful people not only work hard, hard, hard, but they work fast, fast, fast!

2. Stop Procrastinating

Procrastination is not only the thief of time; it is the thief of life. You must develop the time management habit of moving quickly when something needs to be done. You must develop a reputation for speed and dependability.

As a general rule, small tasks should be done immediately, as soon as they appear. This habit of taking action quickly will enable you to get through an enormous amount of work in a day. It will earn you a reputation for being the kind of person to give jobs to when someone needs them done quickly.

3. Work In Real Time

Whenever possible, do your work in “real time,” as soon as it comes up. Stay focused and do it now. It is amazing how much time you can waste by picking up a task and looking at it or starting it, and then putting it down and coming back to it again and again.

 

General Time Management Skills

The preparation that you make in the evening for the day ahead will have an enormous effect on how successful you are. Here are some general time management skills that anyone can do that will help you get more done.

1. Always Think On Paper

Take a piece of paper and write down everything you intend to do. Include everything, even your plans to eat a healthy lunch and workout, prepare dinner for you and your family, every detail.

Then organize the piece of paper by asking yourself: “If I could only do one thing on this list today, which one thing would it be?”

And if I could only do two things which would be the second and the third? And then when you start first thing in the morning, start off with number one, and discipline yourself to work only on number one until it’s complete. Then move on to number two.

2. Avoid Distractions Like Email And Media

Checking your email in the morning makes getting off track entirely too easy. It starts with just one email, and before you know it, you’re several hours into your day and you still haven’t started on your number one task.

Keep your phone away from you or off to avoid distractions from your most important task.

3. Make Your List Of Written Tasks The Night Before

The final way for you to make sure you have a productive next day is to make this list of goals and tasks the night before.

Your ability to make good plans before you act is a measure of your overall competence. The better plan you have, the easier it is for you to overcome procrastination, to get started and then to keep going.

By writing down your goals before you go to sleep, you will think about the things you need to do and mentally prepare yourself to do them before you even wake up the next morning.

When you plan each day in advance, organize your list by priority, and stick to your plan, the work will go faster and smoother than ever before. You will feel more powerful and competent. You will get more done, faster than you thought possible. Eventually, you will become unstoppable.

 

Time Management Tool: Make A To-Do-List

Make A To-Do-List For Every Day

When you consider how helpful planning can be in increasing your productivity and performance, it is amazing how few people practice it every single day. And planning is really quite simple to do. All you need is a piece of paper and a pen.

The most sophisticated technology, time management apps are based on the same principle. Making a list is one of the best time management tools you can develop.

Make Your To-Do-Lists A Habit

Always work from a list. When something new comes up, add it to the list before you do it. You can increase your productivity and output by 25% or more from the first day that you begin working consistently from a list.

Make out your list the night before, at the end of the workday. Move everything that you have not yet accomplished onto your list for the coming day and then add everything that you have to do the next day.

When you make out your list the evening or the night before, your subconscious mind works on your list all night long while you sleep. Often you will wake up with great ideas and insights that you can use to get your job done faster and better than you had initially thought.

The more time you take to make written lists of everything you have to do, in advance, the more effective and efficient you will be.

Types Of To-Do-Lists

There are different lists that you need for different purposes. First, you should create a master list on which you write down everything you can think of that you want to do sometime in the future. This is the place where you capture every idea that comes to or every new task or responsibility that comes up.  You can then sort out the items later.

Second, you should have a monthly list that you make up at the end of the month for the month ahead. This may contain items transferred from your master list.

Third, you should have a weekly list where you plan your entire week in advance. This is a list that is under construction as you go through the current week.

Finally, you transfer items from your monthly and weekly lists onto your daily list. These are the specific activities that you are going to accomplish that day.

Check Off Your Completed Tasks

As you work through the day, tick off the items on your list as you complete them. This activity gives you a visual picture of accomplishment. It generates a feeling of success and forward motion.  Seeing yourself working progressively through your list motivates and energizes you. It raises your self-esteem and self-respect. Steady, visible progress propels you forward and helps you to overcome procrastination.

 

Time Management Tools For The Office

One of the great time management tips is to work from a clean desk, and in an organized workspace. Just as an excellent chef cleans up the entire kitchen before and after cooking, you should organize your workspace completely before you begin your work.

1. Organize Your Desktop

Put all of your documents away in the appropriate files, both physical and online.  Keep your computer desktop clean. If you cannot see your screensaver, there is too much on your screen.

Many people believe that they work more effectively in a messy work environment with a cluttered desk.  However, every study that has been done with these people shows that when they are forced to clean up their work environment so that they have only one task in front of them, their productivity doubles and triples, usually overnight.

2. How To Organize Your Desk With Proper Supplies

Get organized and stay organized.  Make sure your office supplies and materials are fully stocked and available at hand.  You will find that nothing is more destructive to efficiency and effectiveness than having to start a job and then stop, and then start again, for lack of proper preparation or supplies.

People who work with cluttered desks, are found to spend an enormous amount of each working day looking for the materials they need among the clutter around them. Psychologically, the sight of a cluttered desk or office provides visual subconscious feedback that reinforces your perception that you are disorganized.  It leads to continuous distraction as your eyes and your attention dart from item to item, and back again.

Time Management Tools For Email

Keep your inbox clean and organized. If you don’t need an email, delete it. Pick a couple times during the day to answer all of your emails at once. Don’t just answer them as they come.

There are some people who are slaves to their email. They have a bell that goes off each time a new message comes in, whatever they are doing they turn immediately to their inbox to check it.

In effect, they “switch tasks” and then return to what it was they were doing, immediately losing momentum, clarity and output on their most important tasks.

You will be much more productive if you set out time to answer all of your emails at once than to answer them each as they come.

Answer All Of Your Emails At The Same Time

When answering email, bundle them all together and do them at the same time. Don’t answer them as they come in. Do all your similar tasks at the same time rather than doing a little bit now and a little bit later.

Batching your tasks simply means doing similar things at the same time. There exists a “learning curve” in everything you do. When you complete a series of similar or identical tasks all in a row, the learning curve enables you to reduce the time required to complete each task by as much as 80 percent by the time you complete the fifth identical task.

Keep Your Emails Short And Sweet

You should make a decision not to allow your inbox to control your life, like the tail wagging the dog. Instead, discipline yourself to use your email as a business tool. Make your responses quick and to the point.

If your responses are quick, it will free up more time to get through more emails and make all correspondence easier to read.

Create Email Folders

If you manage multiple email addresses on one account, create a filter and label for each account. This way you will know what emails are personal and which ones are business related. You can save personal messages for later without having to read through them. This will leave you with your more important tasks.

Check Your Email Twice A Day

Manage your email only twice a day or less. Even better, leave your email off on the weekends and spend more time with your family and friends, and in your personal activities.

Check it once in the morning after you have been at work for a few hours, answer any new emails you may have. This will free up your morning for the most important things you have to do for the day.

Check it once more in the late afternoon after lunch. After that, leave it alone until tomorrow and focus on all of the other work that you have to get done.

Some of the most productive people I know have an automatic response to their email. It says something like, “I only answer my email twice a day because of my busy schedule. If you have sent me an email, I will get back to you as soon as I possibly can. If this is an emergency, call this number and speak to this person.”

Do you have any time management techniques that you swear by? Leave a comment below.

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